Banking and financial disputes in India have grown more complex in recent years, particularly with the rise in loan defaults and non-performing assets (NPAs). To address these issues, mechanisms such as the Debt Recovery Tribunal (DRT) and the SARFAESI Act, 2002 have been put in place. Ajay Gautam Advocate, practicing from Jabalpur, Madhya Pradesh, is widely recognized for his expertise in these areas. His practice extends across India, providing both litigation and advisory services.
Professional Focus
Ajay Gautam has spent over a decade working in banking and finance law. His client base includes banks, financial institutions, corporate entities, and individuals. By representing both creditors and borrowers, he brings a balanced perspective to financial disputes, combining technical legal knowledge with practical strategies.
Work in Debt Recovery Tribunals
The Debt Recovery Tribunal was established to expedite cases involving recovery of debts owed to banks and financial institutions. Ajay Gautam’s work in this forum includes:
Filing original applications for lenders.
Defending borrowers against recovery proceedings.
Handling appeals before the Debt Recovery Appellate Tribunal (DRAT).
Advising on compliance with the Recovery of Debts and Bankruptcy Act, 1993.
His ability to prepare strong cases and deliver effective representation has made him a trusted advocate in DRT matters.
SARFAESI Act Expertise
The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 gives banks the power to enforce security interests without going through lengthy litigation. Ajay Gautam offers legal services in:
Drafting and responding to Section 13(2) notices.
Advising on possession actions under Section 13(4).
Representing borrowers under Section 17 before the Banking and Finance Lawyer in India Ajay Gautam Advocate DRT.
Supporting lenders in conducting lawful auctions of secured assets.
His practice ensures that creditors’ actions remain legally compliant while also protecting the rights of borrowers.
Pan-India Legal Services
Although his base is Jabalpur, Ajay Gautam’s work is pan-India in scope. He regularly appears before DRTs and DRATs across the country. To improve accessibility, he also provides online consultations, Banking and Finance Lawyer which allow clients to seek professional advice from anywhere in India. This service is especially useful in urgent financial disputes where immediate legal support is required.
Services Offered
Representation before DRT and DRAT.
Advisory on NPAs, defaults, and financial restructuring.
Support with one-time settlements (OTS).
Guidance on compliance with RBI regulations.
Litigation and negotiation in banking and finance disputes.
Approach to Advocacy
Ajay Gautam’s reputation is built on professionalism, transparency, and Banking and Finance Lawyer in India ethics. He communicates clearly with clients, outlines their options, and designs strategies tailored to their circumstances. His focus on practical, cost-effective solutions has made him a Banking and Finance Lawyer in India Ajay Gautam Advocate dependable choice for individuals and institutions alike.
Key Strengths
Specialized expertise in DRT and SARFAESI cases.
More than ten years of legal experience.
Representation for both borrowers and lenders.
Nationwide presence supported by online consultations.
Consistent record of success in financial disputes.
Conclusion
Banking disputes and debt recovery cases require precise knowledge and strategic representation. Ajay Gautam Advocate has established himself as a leading professional in this field, with expertise in DRT proceedings and SARFAESI Act litigation. His pan-India services, online accessibility, and client-centered approach make him one of the most trusted click here advocates for individuals, corporations, and financial institutions dealing with complex financial disputes in India.